Choose your support. Know your cost.

PADMG.ai: 20% off services for Success, Signature and Pathway; 30% for Reserve. Mention your Trovo plan for a quote. QuickBooks Online: up to 50% off the first 3 months for eligible new subscribers using our referral link, subject to Intuit’s terms. Services and subscriptions are purchased separately. See the pricing page for offer details.

Trovo Success is a six-month engagement with up to two eligible funding rounds. No upfront fees. The $795 application fee is due only on your first qualifying approval, plus the 9.99% success fee on qualifying new limits. Round timing depends on readiness and issuer requirements; neither a round nor an approval is guaranteed.

Success and Signature start at a 720 credit score, with a soft-pull review provided after your authorization. Pathway starts at 650 and focuses on becoming funding-ready. Reserve fit is reviewed individually. These are Trovo program criteria, not bank approval criteria; the full profile matters and a score does not guarantee funding.

AI-assisted research for your bank list and readiness plan, credit and business-profile reviews, EIN application assistance and business-information checks (including NAICS codes), Mercury or other business-checking guidance, and grant readiness. One-on-one advising may include Google Meet or Zoom video calls. Monitoring subscriptions and outside provider fees are separate.

Reserve adds a dedicated VIP advisory team, extended strategy reviews, suitable business-banker introductions and a tailored shortlist of potential grants. Bank relationships may support future conversations about lines of credit or SBA options, depending on the client and institution. Introductions are not financing approvals; a grant shortlist is not an award or application service.

With a 720+ score and a ready profile, compare Success and Signature. Pathway starts at 650 and combines individual preparation and funding guidance for clients who are not ready today. Reserve adds extended personal advisory support. The right choice follows a profile review, not simply the largest package.

Success charges no upfront fees. Its one-time $795 application fee is due only on your first qualifying approval, plus a 9.99% success fee on qualifying new credit limits. If no qualifying funding is obtained, you owe Trovo $0, including any selected add-ons. Pathway has a $3,995 program fee plus a 9% success fee. The percentage applies to approved, available new limits or authorized increases obtained through the agreed strategy, not spending or cash withdrawn. Pending, denied and existing limits do not count. At $50,000 in qualifying new limits, Success adds $4,995; Pathway adds $4,500. Your agreement sets a Maximum Funding Amount, and percentage fees are capped at 120% of it unless you agree in writing to raise it. Signature and Reserve have no percentage success fee.

Signature, Pathway and Reserve can be paid in full with a $250 discount, or in 3 total payments (25% initial, then two monthly payments of 37.5%). Six total payments (35% initial, then five monthly payments of 13%) are available when your advisor offers them. There is no installment premium or interest, prepayment has no penalty and payments do not renew automatically. Your agreement lists the exact dates and amounts. Success has no program fee to schedule.

No. Payment plans cover the fixed program fee only. Pathway’s 9% success fee and Success’s fees are invoiced separately when qualifying limits are approved, and are not divided into installments unless agreed in writing.

Yes. You can cancel in writing before your program starts with no Trovo fee, and any payment is refunded. Pathway and Reserve also include a no-charge cancellation period through the fifth business day after you sign; their program work begins after that period. Success and Signature can start as soon as your agreement and information are complete. After your program starts, only fees for work already performed apply, and Success still costs $0 if no qualifying funding is obtained.

One coordinated application cycle under a written plan, which may include multiple cards. A round is not a guaranteed approval or a promised amount. Eligibility, application spacing and the engagement term determine when another round is appropriate.

Success offers a companion add-on: a $295 application fee on the companion’s first qualifying approval, plus a 9.99% success fee on the companion’s qualifying new limits. Signature offers companion enrollment for $1,500, with no success fee. Pathway offers companion enrollment for $1,500, plus its 9% success fee. Reserve includes one eligible spouse or business partner for the same business, sharing the term and round allowance. Success and Signature include strategy participation without purchasing companion execution. Each applicant approves their own information and applications. Success fees and outside-provider costs are not discounted. Optional companion enrollment is separate from the primary-applicant totals in the calculator and selected-plan summary.

Yes. Preparation and funding support belong to the same engagement. There is no new activation fee or requirement to purchase another program when ready. The disclosed 9% success fee is still additional. An estimated 3–6 month readiness phase is not a guaranteed timeline.

Issuer interest, card fees, government filing fees and third-party subscriptions or reports are separate unless expressly included. The funding strategy and any additional products are discussed with your advisor and agreed before applications.

Choose Sign up to review your plan and payment option, then schedule an advisor conversation through Trovo’s booking page. Your advisor reviews qualifications and confirms the agreement and next steps before enrollment. Selecting a plan does not run credit, collect payment or enroll you automatically. You can also book a consultation first if you need help choosing.