Three Pillars of Business Growth
We don't just find you money. We help you build a business worth funding.
Access the Funding You Need
Our AI analyzes the credit data you share with us, your business stage, and goals to build a personalized funding strategy. We optimize bank sequencing and timing across major issuers. For qualified clients, strategies may include access to 0% intro APR business credit products and other financing options* based on credit profile, business stage, and issuer criteria.
- AI-optimized funding strategy
- 0% intro APR programs (subject to issuer terms)*
- Smart bank sequencing & timing
- Ongoing strategy support
Profile read
We map every open account, utilization ratio, and inquiry in the last 24 months.
Issuer modeling
Each bank has its own approval pattern. We rank which issuers fit your profile and in what order.
Guided applications
You submit, we tell you when, where, and for which product. Sequencing protects later approvals.
Ongoing strategy support
After funding, we can flag promotional windows, balance-transfer opportunities, and credit-limit-increase eligibility as part of ongoing client engagement. We do not pull credit or access accounts without authorization.
- Full credit read with utilization and age-of-accounts map
- Ranked issuer list with rationale per card
- Application sequence and timing windows
- Promotional period reference and timing guidance
Strategy delivered in 48 hours. Approvals typically land in 2–4 weeks.
$25K – $150K
Owners with a 680+ personal score and a funded LLC or Corp, looking to evaluate working-capital options through 0% intro APR business credit products and other financing strategies.
Build on Solid Ground
Starting a business means making a hundred decisions before you earn your first dollar. We help you get the foundation right, entity structure, compliance, strategy, so every dollar you invest has maximum impact.
- Entity formation & EIN setup
- Business structure guidance
- Compliance & licensing referrals
- Strategic business coaching
Entity design
LLC, S-Corp, C-Corp, the choice changes how you pay yourself, who can invest, and what a lender will underwrite.
Compliance layer
EIN, operating agreement, registered agent, CA Statement of Information, filed correctly the first time.
Banking & ledger
Business checking, separate cards, clean bookkeeping stack. Commingling kills both the tax story and the funding story.
Coaching on demand
Monthly working sessions on strategy, hiring, and how to present a real business to a lender.
- Formation filed + EIN in hand
- Operating agreement drafted for your ownership structure
- Banking & bookkeeping stack configured
- Quarterly strategy reviews with a Trovo advisor
Formation in 5–10 business days. Full foundation stack inside 30 days.
10 – 30 days
First-time owners and side-project founders moving from idea to formal business, or existing owners who want the structure cleaned up before applying for capital.
Deploy Capital the Right Way
Funding is just the beginning. We use AI to build your digital presence, automate operations, and set up the systems that make a business run, in days, not months.
- AI-built websites & digital presence
- Business automation & workflows
- Operational systems setup
- Powered by PADMG AI infrastructure
Digital presence
A fast, branded site with the right pages for the work you actually sell, not a 47-section template.
Automation stack
Lead intake, client onboarding, invoicing, reminders, wired once so your funded capital buys leverage, not busywork.
CRM & pipeline
Where every deal lives, what stage it's in, and what the next step is. Built on tooling your team already knows.
AI throughout
Drafting, summarizing, classifying, applied to the 10 tasks that eat your week, not demoware.
- Production website with branded assets
- Automated lead-to-client workflow
- CRM configured with your pipeline stages
- Handoff doc + 30 days of iteration support
Website + core automations live in 10–14 days. Full operational stack in 30–45 days.
10 – 45 days
Businesses that just closed their funding round and want to put dollars into systems that compound, not into a six-month agency engagement.
* Subject to credit approval. “0% intro APR” refers to introductory promotional rates offered by participating credit card issuers, typically 12–18 months. After the promotional period, standard rates apply — typically 15–29% APR depending on the issuer, the specific product, and the credit profile at issuance. Issuers control all rates, terms, fees, and approval decisions. Funding ranges, eligibility, and timing depend on credit profile, business stage, and issuer criteria; individual results vary and no funding amount is guaranteed. Trovo Capital is a consulting firm — not a lender, loan broker, or credit repair organization.
Every strategy is backed by credit data analysis and real-time portfolio tracking, not spreadsheets.
Not Sure Where to Start?
That's what the first conversation is for. Tell us where you are and we'll map out the best path forward.