Trovo Capital helps business owners build a practical capital strategy, strengthen their business foundation, and put their growth plans into action.
Start with your goals. Agree on the scope and next steps. No credit information needed for a consulting inquiry.
Exploring card funding? Start with a target.
funding target
$75K
initial decisions
can begin in 24–48 hours
accessible funds
typically in 2–3 weeks
structure
0% intro APR options
Illustrative target, not a quote. Final mix and approvals rest with issuers.
Find my plan & see costsour current card-funding program
$20K–$150K
Funding potential*
24–48hours
First issuer decisions*
2–3weeks
Accessible funds*
0%
Intro APR · 12–18 months typical*
*Subject to issuer approval and terms. Intro APR offers are promotional and not guaranteed. See disclaimers.
We work for you.Independent capital strategy
Soft pull first.Credit review on your terms
Trovo helps business owners in three areas: capital strategy, business consulting and growth services. Consulting and growth work does not require a funding round.
One consulting relationship, with the right starting point for your business. Work on your capital plan, business foundation or growth systems.
Start with the purpose, timing and repayment of capital. When card funding fits, we coordinate the profile review, issuer sequence and application plan. Trovo's current funding program is credit card stacking using credit cards selected for the agreed strategy, depending on the client's profile, funding target, and intended use.
Business setup, consistent records, and practical planning. We help identify the next steps and clarify where a legal, tax or other specialist is needed.
Websites, CRM and workflows built around the work your business needs to do. We help define the project and connect the right delivery support. A funding round is not required.
Your starting point, your next step
A few details help guide the conversation. This is a plan suggestion, not a credit check, approval or eligibility decision. Every plan stays available to compare. Your funding target only changes the cost illustration.
Connected to the slider above. This is your target, not an approval or cash quote.
Preview answers stay in this page and are not submitted or saved.
Start with your credit range, then tell us how you prefer to pay and how much support you want. We explain the suggestion so you can compare it with the other plans.
Not sure about your credit score? Choose “I’m not sure” to explore your options.
It fits new ventures, existing businesses and scaling companies with a personal score of about 720+ (Trovo's own screening guideline) and a plan for the capital. A round runs in four steps: discovery call, strategy delivery, the coordinated round, and funding.
One engagement, four steps, no mystery. Here's who we fit, and exactly what working together looks like.
Launching a business and need capital without draining savings or giving up ownership.
720+ ready plans · 650+ Pathway
Growing and need additional funding for inventory, equipment, hiring, or expansion.
active llc or corp
Ready to deploy serious capital into marketing, operations, or new locations.
strategic growth plan
We work for you, not a loan book. No lender quotas and no commission steering the plan. The strategy is built around your profile, goals, and applicable issuer terms.
Discovery call
Free 15-minute consultation: your goals, credit range, and business stage.
Strategy delivery
Your funding roadmap: issuer targets, application sequence, timing, and estimated ranges.
We run the round
We coordinate the sequence, timing, preparation, and next steps throughout the funding round.
Funding round
Approvals land, credit lines activate, and the capital goes to work in your business.
measured, sequenced, yours
*Typical ranges and timing; results vary by credit profile and application volume. Not a guarantee of funding. Issuer approval required. Trovo Capital provides independent strategy and coordination. We're not a lender and don't make credit decisions.
Credit card stacking is a funding strategy that combines several credit cards, opened in a planned sequence across multiple issuers, into one larger pool of revolving capital, typically $20K–$150K, often with 0% intro APR (12–18 months typical). Trovo Capital plans and coordinates the sequence. Each issuer makes its own approval and credit-limit decisions.
Every term on this page is defined in the funding glossary.
Trovo Capital helps business owners build a practical capital strategy, strengthen their business foundation, and put their growth plans into action. We agree on the service scope and next steps before work begins. Trovo is not a bank or direct lender. Issuers control approvals and credit terms.
Open in the full FAQNo. Trovo Capital does not issue or broker loans. Trovo's current funding program is credit card stacking using credit cards selected for the agreed strategy, depending on the client's profile, funding target, and intended use. The cards are revolving credit accounts, not term loans or cash advances. Any balance used must be repaid under the issuer's terms, and standard APR applies after a promotional period ends.
Open in the full FAQYes. Business consulting and growth inquiries can start independently of a funding round. Tell us what you want to prepare, organize or improve. No credit score or funding amount is required for those inquiries. We confirm the service scope, delivery provider and fees before work begins.
Open in the full FAQAsk Vera about services, preparation and next steps in English or Spanish. Our AI assistant helps you get oriented; a person reviews your situation and confirms the scope.
We map the credit data you authorize: every account, utilization ratio, and inquiry becomes a ranked list of which issuers to approach, in what order, and why.
Application order matters. We consider recent applications, account history and issuer requirements when planning a sequence. Each issuer makes an independent decision.
After funding: promotional windows, balance-transfer opportunities, credit-limit timing. We never access accounts or pull credit without authorization.
Websites, automations and CRM aligned to your growth plan, with the implementation scope and responsible provider agreed before work starts.
Vera
trovo ai advisor · online
Can a brand-new LLC get funded?
Often, yes. We map issuer options in the $20K–$150K range against your credit profile. Soft pull first, so checking costs you nothing.
¿Prefieres español? También te ayudo en español.
“Trovo Capital helped me secure $93,000 in business credit within three weeks. I used it to launch my e-commerce brand.”
Marcus J.
E-commerce Founder
“A big wholesale order came in and I couldn't float the inventory. They lined up $25K in 0% credit so I could say yes without draining savings.”
Priya N.
Boutique Owner
“Other companies just wanted to sell me a course. Trovo built a strategy for my specific situation and executed it with me.”
David K.
Tech Startup Founder
“Going out on my own, I needed to build out a real studio. Trovo got me funded and helped me set the business up the right way from day one.”
Alicia G.
Fitness Studio Owner
“As a first-time business owner, I needed guidance on everything. Trovo didn't just get me funded, they helped me build the foundation.”
Amanda R.
Salon Owner
“I run a mobile repair business and needed tools and a diagnostic rig. Got around $38K and they walked me through every single application.”
Andre W.
Mobile Mechanic
“I had no idea 0% business credit was even possible. They walked me through everything, from my LLC to getting funded.”
Sarah L.
Restaurant Owner
“I was buried in balances at 24% APR. Trovo restructured me into 0% cards and freed up about $22K of cash flow. That alone turned my year around.”
Tyler B.
Auto Detailing Owner
“The process was straightforward and they kept me informed at every step. Secured funding faster than I expected.”
Jason T.
Construction Business
“New oven, a walk-in fridge, and my first hire, all from the $44K they helped me line up. No collateral, no predatory rates.”
Devon C.
Bakery Owner
“I was skeptical at first, but the results speak for themselves. Trovo delivered exactly what they promised.”
Michelle P.
Food Truck Owner
“My slow season was brutal and the bank said no. Trovo found a path I didn't know existed and bridged me through with $28K.”
Sofia R.
Event Planner
“Used $48K to open my second location. They timed the applications so my credit didn't take the whole hit at once, huge difference.”
Hannah K.
Coffee Shop Owner
“I needed a second truck and a crew before spring hit. Trovo lined up the right cards in the right order and I had about $30K to work with in a month.”
Ricardo M.
Landscaping Owner
Testimonials reflect individual experiences. Results vary based on credit profile, business circumstances, and lender decisions. Not typical results. See disclaimers.
No commitment. No pressure. Just a conversation about what's possible for you.
original analysis · Operations
A lower processing quote needs a cash-flow test. Compare deposit timing, possible reserves, exit costs and account controls before committing to a switch.
Read the featured original
featured originalWhat changed, why it matters, and Trovo's perspective for business owners.
