Put your credit to work. We map your funding options and guide your next move.
Soft pull first. Decisions can begin in 24–48 hours. Not a lender.
funding target
$75K
initial decisions
can begin in 24–48 hours
accessible funds
typically in 2–3 weeks
structure
0% intro APR options
Illustrative target, not a quote. Final mix and approvals rest with issuers.
explore a $75K funding path$20K–$150K
Funding potential*
24–48hours
First issuer decisions*
2–3weeks
Accessible funds*
0%
Intro APR · 12–18 months typical*
*Subject to issuer approval and terms. Intro APR offers are promotional and not guaranteed. See disclaimers.
We work for you.Independent capital strategy
Soft pull first.Credit review on your terms
Trovo's current funding program is credit card stacking using business credit cards, personal credit cards, or both, depending on the client's profile, funding target, and intended use. We analyze the credit data you authorize and build the issuer sequence, timing, and application plan.
Entity formation, business structure, compliance, and strategic coaching. We help you build the foundation so every dollar has maximum impact.
AI-powered websites, automation, and operational systems built around your growth plan. Funding is just the start. We help you deploy it into real growth, fast.
One engagement, four steps, no mystery. Here's who we fit, and exactly what working together looks like.
Launching a business and need capital without draining savings or giving up ownership.
680+ credit score
Growing and need additional funding for inventory, equipment, hiring, or expansion.
active llc or corp
Ready to deploy serious capital into marketing, operations, or new locations.
strategic growth plan
We work for you, not a loan book. No lender quotas and no commission steering the plan. The strategy is built around your profile, goals, and applicable issuer terms.
Discovery call
Free 15-minute consultation: your goals, credit range, and business stage.
Strategy delivery
Your funding roadmap: issuer targets, application sequence, timing, and estimated ranges.
We run the round
We coordinate the sequence, timing, preparation, and next steps throughout the funding round.
Funding round
Approvals land, credit lines activate, and the capital goes to work in your business.
measured, sequenced, yours
*Typical ranges and timing; results vary by credit profile and application volume. Not a guarantee of funding. Issuer approval required. Trovo Capital provides independent strategy and coordination. We're not a lender and don't make credit decisions.
Credit card stacking is a funding strategy that combines several business or personal credit cards, opened in a planned sequence across multiple issuers, into one larger pool of revolving capital, typically $20K–$150K, often with 0% intro APR (12–18 months typical). Trovo Capital plans and coordinates the sequence. Each issuer makes its own approval and credit-limit decisions.
Every term on this page is defined in the funding glossary.
No. Trovo Capital does not issue or broker loans. Trovo's current funding program is credit card stacking using business credit cards, personal credit cards, or both, depending on the client's profile, funding target, and intended use. The cards are revolving credit accounts, not term loans or cash advances. Any balance used must be repaid under the issuer's terms, and standard APR applies after a promotional period ends.
Open in the full FAQThe mix depends on your credit profile, funding target, business situation, and intended use of funds. A strategy may include business cards, personal cards, or both. Trovo builds and coordinates the plan. Banks and card issuers make all final approval and credit-limit decisions.
Open in the full FAQPersonal credit cards generally report the account, balance, and utilization to consumer credit bureaus. Many business cards do not routinely report ongoing activity to consumer bureaus while the account remains in good standing, but issuer policies vary and can change. Applications may involve hard inquiries, and many small-business cards require a personal guarantee. Late payments, defaults, or other negative activity can affect your personal credit and may create personal liability.
Open in the full FAQMost funding advice runs on spreadsheets and gut feel. Trovo runs on credit-data analysis and issuer sequencing, with a named AI advisor you can actually talk to, any hour, in English or Spanish.
We map the credit data you authorize: every account, utilization ratio, and inquiry becomes a ranked list of which issuers to approach, in what order, and why.
Application order matters. Our system models how each inquiry affects the next approval, so earlier wins strengthen later ones instead of weakening them.
After funding: promotional windows, balance-transfer opportunities, credit-limit timing. We never access accounts or pull credit without authorization.
Websites, automations, and CRM built around your growth plan through Trovo Growth Services. Months of setup compressed into days.
Vera
trovo ai advisor · online
Can a brand-new LLC get funded?
Often, yes. We map issuer options in the $20K–$150K range against your credit profile. Soft pull first, so checking costs you nothing.
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original analysis · Funding
The SBA’s proposed size standards and a separate defense-supplier initiative could overlap for growing manufacturers. Owners should verify eligibility, financing, and customer demand separately.
Read this week's original
this week's originalWhat changed, why it matters, and Trovo's perspective for business owners.
“Trovo Capital helped me secure $93,000 in business credit within three weeks. I used it to launch my e-commerce brand.”
Marcus J.
E-commerce Founder
“A big wholesale order came in and I couldn't float the inventory. They lined up $25K in 0% credit so I could say yes without draining savings.”
Priya N.
Boutique Owner
“Other companies just wanted to sell me a course. Trovo built a strategy for my specific situation and executed it with me.”
David K.
Tech Startup Founder
“Going out on my own, I needed to build out a real studio. Trovo got me funded and helped me set the business up the right way from day one.”
Alicia G.
Fitness Studio Owner
“As a first-time business owner, I needed guidance on everything. Trovo didn't just get me funded, they helped me build the foundation.”
Amanda R.
Salon Owner
“I run a mobile repair business and needed tools and a diagnostic rig. Got around $38K and they walked me through every single application.”
Andre W.
Mobile Mechanic
“I had no idea 0% business credit was even possible. They walked me through everything, from my LLC to getting funded.”
Sarah L.
Restaurant Owner
“I was buried in balances at 24% APR. Trovo restructured me into 0% cards and freed up about $22K of cash flow. That alone turned my year around.”
Tyler B.
Auto Detailing Owner
“The process was straightforward and they kept me informed at every step. Secured funding faster than I expected.”
Jason T.
Construction Business
“New oven, a walk-in fridge, and my first hire, all from the $44K they helped me line up. No collateral, no predatory rates.”
Devon C.
Bakery Owner
“I was skeptical at first, but the results speak for themselves. Trovo delivered exactly what they promised.”
Michelle P.
Food Truck Owner
“My slow season was brutal and the bank said no. Trovo found a path I didn't know existed and bridged me through with $28K.”
Sofia R.
Event Planner
“Used $48K to open my second location. They timed the applications so my credit didn't take the whole hit at once, huge difference.”
Hannah K.
Coffee Shop Owner
“I needed a second truck and a crew before spring hit. Trovo lined up the right cards in the right order and I had about $30K to work with in a month.”
Ricardo M.
Landscaping Owner
Testimonials reflect individual experiences. Results vary based on credit profile, business circumstances, and lender decisions. Not typical results. See disclaimers.
No commitment. No pressure. Just a conversation about what's possible for you.
